Well it's  2011.  Once again there will be more heartache and happiness than one can imagine in the next 12 months.  
FlexPost DateLine: Vancouver,BC
One of my resolutions for sure is to return at least $150,000 this year to small business bank accounts this year.  At the expense of BIG business bank accounts.
Do not weep for them.  Here is why.  www.tmsi.ca